We recognize the need for a definite understanding between you and your physician concerning health care and the financial arrangements each episode of medical care. Our commitment is to provide the very best health care to our patients while recognizing the need to limit services to only those that are necessary. The responsibility for payment of fees for these services is the direct obligation of the patient. Any financial payment you may receive from private insurance or government agencies is a matter strictly between you and the insurance carriers or government agencies. Our physicians participate with Medicare and do accept assignment on Medicare claims; however, any deductibles, co-payments, or percentage not paid by Medicare or other carrier is your responsibility. It is also your responsibility to know if our physicians participate with your insurance plan. Please call the plan to verify that our physicians participate with your current insurance plan because provider directories are not always current. We reserve the right to decide which plans we will participate with and which we will not, therefore, it is best for you to verify our continued participation with a particular plan. It is also your responsibility to know if your insurance has specific rules or regulations, such as the need for referrals from primary care physicians, pre-certification, limits on outpatient charges, specific physicians and/or hospitals to use.

The majority of patients have high deductible plans which start over at the beginning of every calendar year. Please be prepared to pay your deductible and a percentage of any past due balances when you arrive for your appointment. The deductibles and co-pays owed, however, are part of your obligation with your insurance carrier and cannot be waived.

Our fees reflect the specialized nature of the physician training and the individual diagnostic studies performed. Our fees are comparable to other similarly trained specialists in the region. We will discuss fees with you at any time, and encourage you to inquire about a fee prior to receiving the service.

You will receive a monthly statement. The first statement will show all charges, with subsequent statements showing any insurance payments. Once insurance has paid, you are responsible for any unpaid balance.

We accept cash, check, Visa, MasterCard, Discover, and American Express. There are opportunities to be placed on a monthly budget agreement for large balances. We will work with you in any reasonable way possible to help you pay your bill. In return, we ask your due diligence in paying your billing promptly and in full.


The following is a list of some of the most common insurances WE ACCEPT. Please remember, this is not a complete list, so call your insurance company to verify whether or not we participate with your plan.

  • Americhoice (Tenncare)

  • Baptist Health Services Group (BHSG)

  • BHSG Select

  • BlueCare (Tenncare)

  • Blue Cross Blue Shield Tennessee

  • Cigna

  • Coventry

  • Golden Rule (falls under United Healthcare)

  • GreatWest (under Cigna now)

  • Healthchoice

  • Medicare

  • Mutual of Omaha

  • Tricare Standard (not Prime)

  • United Healthcare


  • The following is a list of some of the most common insurances we DO NOT ACCEPT: Once again, please check with either our office or your insurance company to make sure we accept your insurance.

  • Aetna

  • BCBS Mississippi

  • Humana

  • Any Medicare Advantage plan that do not have the PFFS designation on the card (Healthsprings, Secure Horizons, Humana Gold etc.)

  • Mississippi Medicaid

  • Missouri Medicaid

  • Tricare Prime

  • U.F.C.W (United Food Commercial Workers)

  • Wellcare

  • Workers Compensation Plans